Have been playing around with StellarTerm recently in combination with a Lobstr wallet the past few days.
Swapped some TFT to Aqua. Buying XLM via Apple Pay. Got transaction costs reimbursed in Aqua. Swapping XLM to TFT and back. Selling XLM for fiat to my EU bank account.
All seems to work clear, quick and flawless. And if you have a certain amount of Aqua in your wallet, relatively cheap too.
Forgot already about Liquid. Would be nice if more people joined on Stellar to have more liquidity.
And available for US citizens too if I understand it all correctly…